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Filing tips to prevent long- and short-term disability disputes

A significant injury or illness can take you away from work for a long time or a short time. If you have disability insurance, you probably feel secure about your financial situation in the event of time away from your job. In truth, most employees in Ohio never expect that an insurance dispute could arise to make their situation even worse. However, long- and short-term disability disputes do occur.

Disputes occur for many reasons. Insurance companies are businesses, and as such, they do not like to shell out money if they feel that they do not have to. They may deny your disability claim hoping that you will not pursue the matter. Other times, errors you make when filing for benefits may cause long- or short-term disability disputes. To improve your odds of a successful insurance claim, consider following these filing tips.

  • Know your policy so that you can comply with all of its regulations
  • Start working on your claim as soon as possible to avoid a lengthy gap between your last paycheck and your first insurance payout
  • Make certain you provide the names and contact information for all of your medical providers
  • Inform your physicians that you are filing for disability so that they will be prepared to answer questions about your medical status
  • Take the proper steps to submit all requested information within established deadlines
  • Keep the lines of communication open between yourself and the company responsible for providing your benefits

If you do experience long- or short-term disability disputes, consider asking an attorney to help with your claim. It is possible to find success when appealing a denied disability claim, and a legal professional can guide you through this process.

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Law Offices of Tony C. Merry, LLC
7100 North High Street
Suite 302
Worthington, Ohio 43085-2567

Phone: 614-372-7114
Fax: 614-505-6109
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