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Can you sue over life and accidental death insurance disputes?

Having insurance policies in place typically makes residents of Ohio feel secure about the future. This is particularly so when you acquire life insurance and/or accidental death insurance. While no insurance payout can make up for the loss of a loved one, it can help the bereaved face the future without suffering financial hardships.

Unfortunately, there are times when insurers deny claims filed by a deceased person's family members. In some cases, the denial may be justified, but in others, the insurer has no valid reason to issue a claim denial. These unfair denials can lead to life and accidental death insurance disputes, which complicates the process of healing after the death of someone you love.

You can take action against the insurer if you feel that the claim denial was unjust. Your first step is to take your case to an attorney experienced with insurance law. Your lawyer will help you review your insurance documents carefully to determine the next steps you should take. The law offers several legal options to help you resolve life and accidental death insurance disputes. In most claim denial scenarios, these legal solutions include the following:

  • A breach of contract claim
  • A bad faith tort lawsuit
  • A claim revolving around unfair trade practices

Remember, insurance companies have a duty to comply with all of the terms of their contracts with consumers. This means that the law supports you in your efforts to remedy life and accidental death insurance disputes. Insurance law is quite complicated, but an attorney can provide you with personalized details about your legal options in the wake of a claim denial.

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Law Offices of Tony C. Merry, LLC
7100 North High Street
Suite 302
Worthington, Ohio 43085-2567

Phone: 614-372-7114
Fax: 614-505-6109
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